Loans for Educators
The following loans are for students pursuing teaching credentials, or careers as college faculty.
APLE or Assumption Program of Loans for Education*
APLE repays a maximum of $8,000 in Federal Loans for selected students holding a California Teaching Credential and teaching in a public K-12 school system. Students apply for APLE prior to entering the Cal State Hayward Teacher Credential Program.
Graduate APLE or Graduate Assumption Program of Loans for Education assumes a maximum of $6,000 in educational loans for graduate students who become college-level faculty. Graduate APLE applications are available from the Graduate Programs Office, Warren Hall Room 891 on the Hayward Campus. The priority date for the application is June 30 each year.
* Effective with the 2012-2013 financial aid award year, no new APLE awards will be made to undergraduate or graduate students.
Higher Education Amendment of 1998
The Higher Education Amendment of 1998 was established as a Teacher Service Forgiveness program for new Stafford borrowers with no outstanding loan balance on October 7, 1998. For more information, contact your lender or review the Cancellation or Deferment Options for Teachers on the Federal Student Aid Website
Don't Forget to File a FAFSA for Each Year
Students must apply each year to obtain financial aid or to continue receiving aid by submitting a FAFSA. FAFSA deadline for priority consideration is March 2.
Contact the Office of Financial Aid:
The Enrollment Information Center (EIC) is located on the first floor of the Student Services and Administration Building on the Hayward Campus. The EIC is open Monday - Thursday 8:30 a.m. – 5:30 p.m. and Friday 10:00 a.m. - 5:00 p.m.
Extended hours during the first five days of each quarter: Monday - Thursday 8:00 a.m. - 6:00 p.m. and Friday 8:00 a.m. - 5:00 p.m.
Call (510) 885-2784; or FAX (510) 885-2161. Telephone assistance is available Monday - Thursday 10:00 a.m. - 3:00 p.m. We are not available by phone on Fridays, please call back on Monday or e-mail firstname.lastname@example.org
The Academic Service Center, Concord Campus is Open Monday - Thursday 10 a.m. - 6:30 p.m. for Admission, Financial Aid, and Registrar general questions.
Financial aid counselor appointments are available the second Tuesday of each month from 3:00 p.m. - 6:00 p.m.
Call (925) 602-6700
Contact Student Financial Services:
Student Financial services is located on the first floor of the Student Services and Administration Building on the Hayward Campus.
Open Monday - Thursday 8:30 a.m. - 5:00 p.m., Friday 9:00 – 4:30 pm.
Call (510) 885-3767
Offices Closed on Holidays
The above listed hours of operation are subject to change, and not applicable when the University is closed for regularly scheduled holidays.