Photo of debit cards and credit cards. CSUEB grad  Rueben Rodriguez  says to use debit cards when shopping on Cyber Monday.

CSUEB alumnus Rueben Rodriguez '98, business administration says to use your credit cards, not debit cards, during Cyber Monday. (Photo:

CSUEB grad says to use credit cards for Cyber Monday deals

  • November 26, 2012 5:00am

It's Cyber Monday and a Cal State East Bay business grad is warning shoppers to think twice about pulling out a debit card for online purchases.

Rueben Rodriguez '98, business administration, recently posted a story to the RSA blog titled, "’Tis the Season for Online Shopping: Why You Should Give Your Debit Card a Break," in which he strongly encourages online shoppers to use credit, not debit, cards for purchases. "Do not use your debit card unless you have to.   According to Fraud Avengers, using your debit card carries risks which you might not be aware of.  Did you know when fraudulent activity happens it comes right out of your checking account and your liability for the fraud is $50 if you report it within 2 days and it can jump up to $500 if you report it within 60 days and potentially the entire balance after that? " 

Rodriguez is now principle product marketing manager within RSA’s Identity and Data Protection Group. He has worked for 20 years within the financial services industry helping financial institutions process, administer, and protect payment information.

Read more on the RSA blog.


California State University, East Bay is the San Francisco East Bay Area's high-access public university of choice. CSUEB serves the region with campuses in Hayward and Concord, a professional development center in Oakland, and an innovative online campus. With an enrollment of more than 14,000, the University offers a nationally recognized freshman year experience, award-winning curriculum, personalized instruction, and expert faculty. Students choose from among more than 100 professionally focused fields of study for which the University confers bachelor's and master's degrees, as well as an Ed.D. in education. Named a "Best in the West" college, as well as a Best Business School, by the influential Princeton Review, Cal State East Bay is among the region's foremost producers of teachers, business professionals and entrepreneurs, public administrators, health professionals, literary and performing artists, and science and math graduates.

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