Contract, Provisions & Insurance Requirements
Insurance Requirements
As an agency of the State of California, there are specific insurance requirements that must be met to use campus facilities. The following are the minimum required amounts of insurance coverage. These limits do not restrict the amounts recoverable by the California State University (CSU), which is entitled to any valid and collectible insurance or other sources of recovery. The insurance provided by the Contractor under this agreement must meet or exceed the following coverage requirements
Certificate of Insurance Requirements
The Client or Lessee must furnish the University with a "Certificate of Insurance" prior to the commencement of the contract agreement. The certificate must include:
General Liability - Minimum Limits each occurrence $2,000,000, general aggregate $4,000,000. The certificate must be accompanied by a separate letter of endorsement naming “The Trustees of the California State University, California State University, Hayward, the State of California, and their employees, officers, agents and assigns ” as additional insured for the duration and purpose of the event(s) being held.
Sexual Abuse or Molestation (SAM) Liability - If the work will include contact with minors, and the Commercial General Liability policy referenced above is not endorsed to include affirmative coverage for sexual abuse or molestation, Contractor shall obtain and maintain a policy covering Sexual Abuse and Molestation with a limit no less than $1,000,000 per occurrence and $2,000,000 aggregate.
Employer Liability (if applicable) - $1,000,000
Worker’s Comp and Auto Liability are required only if employees of the sponsoring organization/group are driving onto campus to work the event.
- Automobile Liability undefined - Undefined Private Individuals should have Liability of no less than $100,000 per person, $300,000 per occurrence, and $100,000 property damage. Undefined Commercial Entities should have business automobile liability with a combined single limit of not less than $1,000,000 per occurrence. Each Accident—combined single limit for bodily injury and property damage to include uninsured and underinsured motorist coverage.
- Worker’s Compensation - Limits as required by law with Employers Liability limits of $1,000,000. Worker’s Compensation - Statutory Limit.
Additional Coverage Information
Higher insurance limits may be required based on the nature of the event or the number of attendees. Coverage must be obtained through a company with an A.M. Best rating of A:VII or higher. A certificate of insurance must specify the date and details of the event for which it is issued.
The following endorsements are required for the certificate of insurance to be valid:
- Primary and Non-Contributory Coverage: Insurance coverage must be primary and non-contributory.
- Additional Insureds: The certificate must endorse the State of California, the Trustees of the California State University, the University, and their agents, officers, and employees as additional insureds. This endorsement must appear as a separate change to the insurance policy; blanket endorsements are not acceptable.
Endorsement Page and Submission Requirements
The Client or Lessee must provide a separate endorsement change to the insurance policy with the required information below:
Endorses the State of California, the Trustees, the University, their agents, officers, and employees as "additional insured." (The certificate of insurance must specifically state this to be valid.)
A properly executed certificate of insurance and all necessary endorsements must be submitted no later than 10 working days before the event. Failure to comply with these requirements may result in the cancellation of your reservation. An electronic copy of the insurance documents is acceptable for submission.
If you are unable to provide your own insurance you may purchase insurance through the University by contacting theRisk Management Office at at (510) 885-2250 or riskmanagement@csueastbay.edu.